Christopher Barrett | Wakefield Real Estate, Lynnfield Real Estate, Melrose Real Estate



6 Swain Pl, Wakefield, MA 01880

Single-Family

$669,900
Price

9
Rooms
4
Beds
1/1
Full/Half Baths
Beautifully maintained and carefully renovated traditional New England Colonial. Enter the welcoming foyer and staircase via the full width enclosed front farmers porch. Kitchen features Shaker style birch cabinets, tiled backsplash nicely offset with Verde marble counters plus a desk or work space open to the DR. Formal dining room and living rooms with pocket doors. Gorgeous Douglas fur floors throughout 1st and 2nd floors. 1st floor family/sun room with oak floors, recessed lighting and ceiling fans makes a fabulous breakfast area, den or both. Custom cabinetry and shelving in the full bath. Lots of recessed lighting and well thought added details Central air, fenced lot, paver patio area, 2 car garage and gated driveway. Fabulous lakeside neighborhood location. Close to the recreational and community activities held at lake Quannapowitt.Also in close proximity to downtown shopping, restaurants, commuter rail, Library and Wakefield's historic commons and memorials..
Open House
Sunday
December 15 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 6 Swain Pl, Wakefield, MA 01880    Get Directions

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 Photo by Mona Tootoonchinia via Pixabay

When you purchase a home, your lender charges you for a title insurance policy. You are also given the option to buy your own title insurance policy. Depending on your agreement with the seller, the seller might purchase the buyer’s title insurance policy. Before a seller can sell his or her property, it must have clear title. However, the title searchers could miss something. Title insurance protects the buyer and the mortgage company against financial problems that might come with a “dirty” title.

What Is a Title Search?

A title search looks at public records to determine the legal ownership of a property. The title search should uncover any liens against the property in addition to easements and other problems with the title. Building code violations, unpaid taxes and erroneous surveys are just some of the items that cause a title to be “dirty.” If a title has issues, the seller must rectify those issues before they are allowed to close on the deal.

What Is Title Insurance?

The title insurance protects the holder of the policy from any defects in the title. When you think of insurance, you generally think of being insured against things that will happen in the future. Title insurance protects you against things that happened to the title in the past. The insurance policy usually covers fraud concerning title documents, forgery on title documents, ownership by someone else, incorrect signatures, flawed record-keeping, flawed records, terms that reduce enjoyment (such as unrecorded easements) and encumbrances (such as liens and outstanding lawsuits).

The Cost and Types of Title Insurance

The cost depends on the title insurance company, but is usually around 1 percent of the purchase price of the property. The types of title insurance are owner’s insurance and lender’s insurance. As previously mentioned, the buyer buys the policy for the lender. The buyer or seller purchases the owner’s (buyer’s) policy.

The lender’s policy does not protect the buyer from loss – it protects only the lender. If you want to be covered against losses, you should always purchase your own policy if the seller doesn’t do it for you. Never rely on a title search, as it is easy enough to miss something that clouds the title.

For example, if the title search does not show that the seller has unpaid taxes and the closing goes through, the buyer is now responsible for those unpaid taxes. A title insurance policy protects the buyer against situations such as this.

If you are purchasing a home that was in foreclosure, the title is more likely to have issues because the sellers might not have more liens against the property in addition to the foreclosure. For example, if a seller does not pay a $20,000 hospital bill, the hospital could place a lien on the property. If the title search does not find that lien because someone erred in recording it, the buyer is responsible for that hospital bill once they close on the property. It is recommended that you always buy your own title insurance policy, whether you or the seller pays for it.


This Single-Family in Melrose, MA recently sold for $830,000. This Colonial style home was sold by Chris M. Barrett - Barrett, Chris. J., REALTORS®.


64 School Street, Melrose, MA 02176

Single-Family

$724,900
Price
$830,000
Sale Price

8
Rooms
3
Beds
1/1
Full/Half Baths
Sunny Eastside Colonial loaded with updates & charm, located 3 blocks from Bellevue Country Club! Fully renovated kitchen with white shaker cabinetry, quartz countertops, white subway tile backsplash, stainless steel appliances, 2 newly updated baths, newer roof and driveway. Throughout you will find recently refinished hardwood floors, upgraded light fixtures, crown moldings, charming built-ins, a cozy fireplace, and newly painted interior and exterior. Enjoy the bonus room, currently being used as a walk-in closet but can be used to fit your needs. In the backyard you will find a generous deck perfect for dining and lounging, along with a fully fenced yard. Great location within walking distance to public parks, library, Whole Foods, downtown Melrose and trains! Offers due Sunday 7 pm

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If you want to enjoy a fast, profitable home selling experience, it helps to prepare as much as possible. In fact, if you craft a home selling strategy, you should have no trouble achieving your home selling goals.

Now, let's take a look at three tips to help you create a successful home selling strategy.

1. Consider the Buyer's Perspective

Think about how a homebuyer may perceive your house. Then, you can prioritize assorted home improvement projects and incorporate them into your home selling strategy.

For example, if your home's front lawn is messy and cluttered, now may prove to be a good time to hire a professional landscaping company. With support from this company, you can transform a subpar front lawn into a stunning one and bolster your house's curb appeal.

On the other hand, if you find that your home interior needs to be updated, you should perform assorted home interior upgrades. By doing so, you can enhance your house's interior and make it easy for buyers to fall in love with your residence.

2. Assess Your House Both Inside and Out

Ultimately, a home seller's goal is to maximize the profits from his or her home sale. If you include a home inspection as part of your home selling strategy, you can take the necessary steps to upgrade your house prior to listing it.

During a home inspection, a property expert will analyze your residence both inside and out. When the home inspection is finished, the property expert will provide you with an inspection report that details his or her findings.

Review a home inspection report closely. This report contains valuable insights that you can use to enhance your home's exterior and interior. It also may help you discover innovative ways to improve your house's value.

3. Collaborate with a Real Estate Agent

When it comes to crafting a home selling strategy, there is no need to work alone. Luckily, you can hire a real estate agent who can help you put together a successful home selling strategy in no time at all.

A real estate agent will teach you about the real estate market and help you set realistic home selling expectations. In addition, this housing market professional is happy to provide you with expert home selling insights to ensure you can optimize the value of your house.

Moreover, a real estate agent can offer comprehensive support at each stage of the home selling journey. He or she can help you list your house and promote it to the right groups of buyers. Plus, a real estate agent can provide recommendations as you review a home offer and ensure you can make an informed decision about whether to accept, reject or counter a proposal.

If you want to get the best-possible results from the home selling journey, it helps to establish a home selling strategy. Use the aforementioned tips, and you can craft a successful plan to sell your house.



4 - 6 Del Carmine, Wakefield, MA 01880

Multi-Family

$949,900
Price

2
Units
2,476
Approx. GLA
Business zoned Brick 2 unit building. Unique options available for office plus great rental income rental. The original ranch style property was constructed approximately 1953, is 3 bedrooms with a 3/4 bath in the lower level. In 2005 a second unit was added and features 3 bedrooms, 2.5 baths and a 3 car garage. Lower level has a 23X13 room with a 1/2 bath.
Open House
Sunday
December 01 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 4 - 6 Del Carmine, Wakefield, MA 01880    Get Directions






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